Health fund checker

What to ask your health fund

Pick your fund and treatment to see the Australian Dental Association item numbers commonly used, so you can ask your fund what you’re covered for.

HBF Member Plus Dental Provider. New term from 1 January 2027 to 31 December 2031. What this means for HBF members

1. Your health fund
2. Treatment
No rebate amounts are promised. Item numbers are a guide only; the exact items depend on the treatment your dentist provides. Your rebate depends on your fund, level of extras cover, waiting periods and annual limits. Item numbers from the ADA Australian Schedule of Dental Services and Glossary (13th edition).
Fund networks

Health fund networks we’re part of

We’re a network provider for HBF Member Plus Dental, HCF More for Teeth, Medibank Members’ Choice, Bupa Members First, nib First Choice and HIF Choice Network (Dr Lau and Dr Reidy). We also accept claims from ahm (as a recognised ahm provider), and members of all other health funds are welcome. Benefits are subject to your level of cover.

HBF Member Plus Dental

Who: All our dentists.

Capped charges on eligible preventative dental items for HBF members with extras cover, subject to your level of cover.

HCF More for Teeth

Who: All our dentists.

HCF says More for Teeth dentists provide fully covered check-ups, scale and cleans, fluoride treatment and x-rays, subject to your level of cover and annual limits.

Medibank Members’ Choice

Who: All our dentists.

Medibank members with eligible extras cover may pay less or get more back at Members’ Choice providers, subject to your level of cover.

Bupa Members First

Who: All our dentists.

Bupa members with eligible extras cover may get more back at Members First providers, subject to your level of cover.

nib First Choice

Who: All our dentists.

nib members with eligible extras cover may get more back on check-ups and other dental items at First Choice providers, subject to your level of cover.

HIF Choice Network

Who: Dr Lau and Dr Reidy.

HIF says eligible members with extras cover get 100% back for up to two check-ups and one mouthguard each year, subject to your level of cover and annual limits.

We accept claims from: ahm (recognised ahm provider), and members of all other health funds are welcome. We claim on the spot with Tyro; your benefit is set by your fund.

Benefits are set by your fund and depend on your level of cover, annual limits and waiting periods, so there may still be an amount to pay.

Payment

Pay and claim on the spot with Tyro

Our Tyro terminals take EFTPOS and card payments and handle on-the-spot health fund claiming with Tyro, so on the day you only pay any gap.

We’re a network provider for HBF Member Plus Dental, HCF More for Teeth, Medibank Members’ Choice, Bupa Members First, nib First Choice and HIF Choice Network (Dr Lau and Dr Reidy). We also accept claims from ahm (as a recognised ahm provider), and members of all other health funds are welcome. Benefits are subject to your level of cover. We can claim on the spot with Tyro for any fund.

We lodge eligible Medicare, Child Dental Benefits Schedule (CDBS) and DVA dental claims through Tyro Health. Bring your Medicare card, and your DVA card if you have one.

Digital quotes and invoices you can pay online via Tyro Health. If we send you a quote or invoice, it comes with a secure link to view it and pay online.

Ask us about payment options before your treatment starts. Questions about a quote or invoice? Call (08) 9330 7115.

  • Bring your health fund card to claim on the day
  • Medicare, CDBS and DVA claims lodged through Tyro Health
  • EFTPOS and card payments at the front desk
  • Digital quotes and invoices you can pay online via Tyro Health
  • Your rebate depends on your fund and level of cover

HBF members: what Member Plus means for you

We’re an HBF Member Plus Dental Provider, and we’ve been approved for HBF’s new Member Plus Dental arrangement from 1 January 2027 to 31 December 2031.

  • If your HBF extras cover includes the treatment and you’ve served any waiting periods, we won’t charge you more than HBF’s maximum Member Plus fee for eligible dental items.
  • Your HBF benefit still depends on your level of cover, annual and service limits and HBF’s fund rules, so there may still be an amount for you to pay.
  • For planned treatment, we give you a clear written estimate of fees before we start. If treatment is unplanned, we’ll do our best to tell you the cost first.
  • We can claim your HBF benefit on the spot with Tyro, so on the day you only pay any difference.

HBF sets its maximum fees and can change them. Ask us for the cost of your treatment. Not with HBF? All health funds are welcome, and we can claim on the spot with Tyro.

Your cover explained

Health fund cover explainer

See what your extras cover publishes for dental: what’s covered, the benefit per item, annual limits, loyalty steps and waiting periods. It shows published fund information only. It doesn’t show our fees or your gap; ask us for a quote for that.

We’re a network provider for HBF Member Plus Dental, HCF More for Teeth, Medibank Members’ Choice, Bupa Members First, nib First Choice and HIF Choice Network (Dr Lau and Dr Reidy). We also accept claims from ahm (as a recognised ahm provider), and members of all other health funds are welcome. Benefits are subject to your level of cover. We can claim on the spot with Tyro for any fund.

Example visit: what does the fund publish?

Choose services

Data: Private Health Information Statements (PHIS) from privatehealth.gov.au, October 2026 release (CC BY 3.0 AU), plus HBF cover summaries for HBF products. Corporate, visitor and ambulance-only products aren’t included. Fund names are shown as text only and don’t imply endorsement.

Ready to book?

Pay and claim on the spot with Tyro. Bring your card.